Chapter 7 to Eliminate Credit Card Debt in CA: California Bankruptcy Information for Consumers with Too Much Debt

Everyone intends to be responsible with credit cards, and make good decisions about personal debt, but sometimes it is just not possible to repay unsecured debt. Each state has a unique set of rules for the filing of bankruptcy, but in general, Chapter 7 bankruptcy is intended as a means for consumers to vastly reduce, or eliminate credit card debt or other revolving unsecured debts, including medical bills.

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How to Get a No Credit Check Adverse Credit Loan: Pawnbroker Loans, Payday Loans, Doorstep Loans and Logbook Loans

According to Payday Wizard, 2262 County Court Judgements (CCJ’s) were issued every day during 2008. A CCJ is an adverse credit ruling by a County Court with respect to the non-payment of debt. Adverse credit will be registered at all credit reference agencies for a missed or late payment. It can be difficult for those […]

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Stop Home Foreclosure; Consumer Warning Network’s “Produce the Note” Strategy

Consumer Warning Network has advice for homeowners faced with foreclosure: Ask the judge to compel the bank to produce the mortgage note. While production of the mortgage note in a foreclosure case may seem routine, Consumer Warning Network is telling consumers that many banks can’t produce their mortgage notes. And without the notes, banks can’t […]

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How to Handle Scavenger Debt Collectors: Identifying Debt-Collection Scams from Scavengers

Scavenger debt collectors are companies that purchase old debts for pennies on the dollar and attempt to collect that money, sometimes after the statute of limitations has expired. Since the original creditor does not believe he can recoup the loss, he sells it to a scavenger collection agency and cuts his losses. Unfortunately, debt-collection scams […]

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